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Real estate Q&A: Can my neighbor cut down avocado tree I planted?

Consumer / Home and Consumer News /

Q: I live in a small condominium community. About five years ago, I planted an avocado pit in a common area landscape island in the parking lot, which has since grown to be a lovely tree. I came home yesterday and noticed one of the residents decided to cut it down on his own. Our condo docs are silent on this issue. Do I or the Association have...Read more

Allen J. Schaben/Los Angeles Times/TNS

Could this Irvine neighborhood be the blueprint for a more fire-resistant LA?

Consumer / Home and Consumer News /

IRVINE, California — Four years before the Palisades and Eaton fires ravaged Los Angeles, Irvine braced for a blaze of its own.

A bone-dry summer left the landscape parched and primed to ignite as Santa Ana winds roared through the region at 80 mph. On the morning of Oct. 26, 2020, the Silverado fire erupted.

Firefighters deployed. The city ...Read more

Alejandro A. Alvarez/The Philadelphia Inquirer/TNS

Philadelphia is 'rare' city where eviction filings dropped and stayed down. Here's why

Consumer / Home and Consumer News /

PHILADELPHIA — Housing counselor Kenya Dow-Hill is good at striking deals.

Through Philadelphia’s Eviction Diversion Program, she was paired with a tenant living in a cold and leaky home who faced eviction after withholding rent for two months to try to force the landlord to make repairs.

During a mediation session last month, the landlord...Read more

Christina House/Los Angeles Times/TNS

Scams, bidding wars and predatory landlords: One couple's quest for housing after the fires

Consumer / Home and Consumer News /

As the flames plunged down Eaton Canyon on Jan. 7, Todd Smoyer fled his Altadena, California, home in tears knowing it would be the last time he’d see it.

His neighbor confirmed the next morning that the Midcentury ranch was a heap of ash.

The devastating news kicked off a manic January for Smoyer and his husband, who joined thousands of ...Read more

Everyday Cheapskate: Living with Less May Be the Best Way to Live

Consumer / Everyday Cheapskate /

Recently, I've been on yet another of my seemingly never-ending quests to pare down and clean out. I got this surge of energy after reading how Graham Hill is living with less. A lot less.

Hill, a self-made young millionaire who decided he really didn't need lots of stuff, wrote about it in the New York Times. He lives in a 420-square-foot ...Read more

Joel Angel Juarez/ZUMA Press/TNS

California Gov. Gavin Newsom announces mortgage relief program for wildfire victims

Consumer / Home and Consumer News /

SACRAMENTO, Calif. — Gov. Gavin Newsom wants to use $125 million in settlement funds from the 2008 mortgage crisis to pay for people who have lost their homes in recent wildfires and face the threat of foreclosure.

Newsom announced Wednesday that he was proposing the creation of a new program within the California Housing Finance Agency to ...Read more

How to turn $1,000 into $1 million, according to a top wealth adviser

Consumer / Home and Consumer News /

It’s the dream of many to become a millionaire, and even those with just a little dough to start can achieve this goal with careful planning. While selecting the right investments is important, one other factor is still more important if you’re starting out with a relatively small nest egg: time.

Bankrate spoke with a wealth adviser to get...Read more

How to buy an annuity: Get passive income for life

Consumer / Home and Consumer News /

An annuity offers a stream of cash flow and the safety that you won’t outlive your income during retirement. Annuities are a popular retirement strategy, and you can buy them from an insurance company with a variety of features, depending on your specific financial needs and goals.

Here’s how to purchase an annuity and get passive income ...Read more

Everyday Cheapskate: Simple Tricks to Make Your Stuff Last Longer

Consumer / Everyday Cheapskate /

Being wasteful is easy, especially when everything seems to be so plentiful and simple to replenish. Just order more. Or run to the store, right?

Sure, we love to buy things on sale, but that's not the only way -- or the best way -- to cut costs. Discovering simple ways to make things last longer is the surefire way to save time and money.

...Read more

Terrence Antonio James/Chicago Tribune/TNS

Federal plan to reduce government office space could be a blow to Chicago, where selling properties wouldn't be easy

Consumer / Home and Consumer News /

The future of the federal government’s footprint in Chicago is uncertain as the Trump administration embarks on a plan to shed up to half of all government office space across the nation, while also shrinking the federal workforce.

The federal government owns 19 properties in Chicago, including the John C. Kluczynski Federal Building and the ...Read more

TNS

What happens to your 401(k) after you leave a job? 8 key things to consider

Consumer / Home and Consumer News /

If you’re changing jobs or have been laid off, chances are that your 401(k) account is the last thing on your mind. But it pays to include that money in your moving plans — even if you don’t deal with it right away.

Fortunately, these workplace retirement accounts are designed to be portable. However, moving your 401(k) and choosing when...Read more

Everyday Cheapskate: Bar Keepers Friend: My Secret Weapon for a Clean House

Consumer / Everyday Cheapskate /

Let's be honest -- keeping a home clean sometimes feels like trying to shovel snow in a blizzard. No matter how much you scrub, wipe and mutter under your breath, there's always another mess waiting in the wings. But over the years, I've discovered a little miracle in a can that keeps my sanity intact. It's called Bar Keepers Friend Cleanser, ...Read more

K.C. Alfred/The San Diego Union-Tribune/TNS

Legal challenges to housing development aren't new to San Diego. But the group behind this one is

Consumer / Home and Consumer News /

SAN DIEGO — A proposed 224-unit housing development that’s been called an ideal way to add mid-rise homes to mostly single-family neighborhoods is facing a new hurdle: a lawsuit over its potential impact on traffic and wildfire risk.

The project has been called ideal by city officials because it’s proposed for the edge of an existing ...Read more

Real estate Q&A: How can I get out of joint ownership of a home?

Consumer / Home and Consumer News /

Q: As a single mom, I bought a house with my son about a decade ago. We used both incomes to qualify for the mortgage and split the costs. A few years later, he began a relationship, and his significant other moved in. Eventually, I met someone, and we want to buy a house. The problem is that we can’t qualify for the loan because I have the ...Read more

Everyday Cheapskate: Own Less; Live More

Consumer / Everyday Cheapskate /

What would you do if you had to use -- let alone actually enjoy -- everything you own?

Truth be told, most of us will never live long enough to accomplish such an overwhelming requirement. Instead, we pack it, stack it and pile it away -- even pay rent to store it. Then we keep right on accumulating, acquiring and attaining even more. More ...Read more

Martinmark/Dreamstime/TNS

Want to retire early? Here's how to calculate your FIRE number

Consumer / Home and Consumer News /

Early retirement isn’t exclusively for the rich. Many people, particularly followers of the FIRE movement — short for Financial Independence, Retire Early — use a couple of key calculations to determine how much money they need to sustain an extended stay in retirement, which can begin years or even decades earlier than the standard ...Read more

Everyday Cheapskate: A Towel Is Just a Towel, Right? Wrong!

Consumer / Everyday Cheapskate /

When asked to describe the perfect bath towel, most people would include the words "thick" and "thirsty." Cotton Inc., a research and marketing company, agrees and goes on to say that the perfect towel can also stand up to constant use and laundering for at least a decade.

The secret to buying the perfect towel is in understanding fibers, loops...Read more

Everyday Cheapskate: How to Clean a Steam Iron So It Steams and Looks Like New

Consumer / Everyday Cheapskate /

Before you toss that steam iron because it refuses to steam and the soleplate is sporting a brown, burned-on, gross mess -- you might want to give it a little love with a good cleanup. It's not difficult to bring a tired steam iron back to working like a dream!

As always, check the owners manual before proceeding with any cleaning process so ...Read more

Jemal Countess/AFP/Getty Images North America/TNS

Trump administration shuts CFPB HQ, halts agency's activity

Consumer / Home and Consumer News /

President Donald Trump’s administration has shuttered the headquarters of the Consumer Financial Protection Bureau (CFPB) and ordered the watchdog agency to stop nearly all of its work. On Saturday, CFPB chief Russell Vought sent the directive to the agency’s staff, the Associated Press reported.

In the notification, Vought ordered agency ...Read more

DREAMSTIME/TNS

6 essential rules for building your 'forever portfolio'

Consumer / Home and Consumer News /

Few things in modern life are built to last. But one area where longevity really matters is in your investment portfolio.

A “forever portfolio” is designed to generate wealth consistently, so you can live comfortably without running out of money later in life. It takes the stress and guesswork out of investing by focusing on long-term ...Read more

 

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