ArcaMax

Let's face it: Life loves to throw curveballs when you least expect it. One day you're breezing through your to-do list, and the next, you're staring at your flashlight like it's the Holy Grail because the power's out and you have no idea where the batteries are.

We've all been there, unprepared. It's time to change that. Let's chat about what ...Read more

Imagine driving a car with a windshield so muddy that your only choice is to look through the rearview mirror. It’s challenging to discern where you’re going solely based on where you’ve been. When judging what to do with interest rates, however, the Federal Reserve has no other choice.

The U.S. economy is looking a little bit brighter ...Read more

Having lived and breathed time- and money-saving tips for over three decades now, I thought I knew it all. I cannot fathom how many thousands of tips and tricks my readers have shared together with all I've discovered on my own (borne out of desperation or just plain frugality). So far, I've learned enough to fill three hefty published books ("...Read more

Q: My downstairs neighbor often hangs out on his porch, which is directly under ours, and due to his drinking and smoking pot, we hear loud, explicit conversations into the early morning hours at least twice a month. Our bylaws state that “quiet time” is between 10 p.m. and 7 a.m., but the HOA says they can only send him a reminder letter. I...Read more

These days, grocery prices can make you feel like you need a financial adviser just to navigate the supermarket aisles. But instead of cringing every time you see the price of your favorite items, there's a better solution -- thrifty meals that don't sacrifice taste or nutrition. I'm talking about meals that fill us up, make us smile, and don't ...Read more

I know what you're thinking. "Unstealable"? That's a pretty bold claim. But hear me out. You might not be able to make your car completely theftproof, but you can make it such a pain to steal that thieves will take one look, roll their eyes and move on to an easier target.

LOCK YOUR DOORS AND WINDOWS (NO, SERIOUSLY)

This is where I hit you ...Read more

Let's be honest. Most of us have dabbled in hobbies that didn't quite lead to anything. We've all spent a little too much time scrolling social media or binge-watching shows (I see you, entire weekend lost to Netflix). But what if your hobbies could actually make you smarter? I'm talking about productive hobbies -- the ones that not only fill ...Read more

I am a single Black woman, and I can apply for a credit card all by myself.

Thankfully, this is an easy (and obvious) declaration for me to make today. Unfortunately, it wasn’t so long ago that things were a lot more complicated. Before 1974, it was perfectly legal for lenders to deny me credit based solely on my gender and race.

The Equal ...Read more

When the letter came, Sonia Wignall didn’t believe it.

Why would she? Her debt was a stress-inducing albatross on her financial health and a stain on her credit rating. And, yes, she owed that $33,000 for a good reason, as she borrowed the money when she’d been forced to cut back on work to care for her dying father. But, really, who was ...Read more

Over the years I've received thousands of money-saving tips from readers -- many of which I've shared in books, newsletters and this column. And there are plenty that I've not shared for a variety of reasons, but mostly because they don't work. Some work so poorly, they end up costing time and money and not saving a thing! Today's first question...Read more